“Money” is merely a concept; it doesn’t actually exist! So what does that say about Banking, Loans and Credit Cards? Going back to basics and finding out where so much of this great information came from. The Problem People are in debt, and their debt is rising faster than ever before. “It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning” Henry Ford, founder Ford Motor Company “Each and every time a bank makes a loan, new bank credit is created-new deposits-brand new money” Graham F Towers, Governor, Bank of Canada 1934 -1954
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